Hotel Credit Cards from Chase
Chase is the largest of the major credit card companies in the United States and has 91 million credit cards in circulation issued by JP Morgan Chase & Co. (Capital One is the runner up with 89 million cards in circulation). They are well known for offering some of the most exciting rewards credit cards in the industry (and some of the most generous signup bonuses) and their co-branded hotel cards are no exception.
Offering seven highly coveted hotel credit cards with notable signup bonuses, Chase has partnered with Marriott Bonvoy, Hyatt, IHG, and Disney to allow cardholders to earn their way to the most exclusive and decadent perks available within the hotels’ respective hotel loyalty programs.
What Credit Score Do I Need for a Chase Hotel Card?
Chase credit cards are often considered the cream of the crop as such, they tend to be more selective with their credit card application. The majority of all their credit cards are only eligible to those with high credit scores (Good/Excellent), although there have been cases for scores in the 600’s and 500’s being approved for some of their non-premium cards.
What to Know Before Applying for a Chase Credit Card
In addition to requiring applicants to have a high credit score (typically in the 700’s or higher), Chase is well-known for its unofficial rules that automatically make applicants ineligible for card offers.
The most commonly cited is 5/24 rule: applicants who have opened 5 or more credit cards (from any issuer) within the past 24 months will likely be denied on the newest credit application regardless of credit score or pre-existing banking relationship.
Chase also places a restriction on the numbers of cards that can be applied for with their 2/30 rule: only two cards may be applied for within 30 days.
If you were hoping to double up on a credit for one of their sweet does not allow applying for a Chase card that you currently own.
What to Do if Your Application is Denied
If your application for a Chase credit card was denied, the best recourse of action is to call the Chase Reconsideration lines, which are open on weekdays from 8:00 am to 10:00 pm. There are two separate lines for personal and business credit cards, but both have the same hours of operation. It is important to note that if the above-unwritten rules mentioned above are the reason for a denial, calling these numbers won’t reverse that decision.
- Consumer Cards: 1-888-270-2127
- Business Cards: 1-800-453-9719
If you applied for a Chase card online and received the dreaded “under review” response, your application status can be checked via the website or by calling the application status phone number: 1-800-436-7927.
Editorial Disclosure — The opinions expressed on HotelCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, HotelCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.