First Bankcard

First Bankcard is a leading U.S. card issuer in all aspects of the rewards credit card industry. The bank, a division of First National Bank of Omaha, partners with over 250 institutions, co-brand, and affinity partners across the country. Browse an impressive selection of First Bankcard hotel rewards credit cards from our partners below:


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Hotel Credit Cards from First Bankcard 

First Bankcard is a division of First National Bank of Omaha and is one of the largest issuers of credit cards for other financial institutions, including Union Bank of California, TCF Bank, Union Plus Bank, and others. They currently partner with over 250 different institutions and brands, including such names as Jeep, Chrysler, and more.

This card issuer currently offers three hotel rewards credit cards: two with Best Western and one with MGM Grand – all of which offer excellent points-earning rates, enticing introductory bonus points for new cardholders, and the opportunity to earn free nights or other rewards after meeting spending requirements each year.

What Credit Score Do I Need for a First Bankcard Hotel Card? 

First Bankcard offers a variety of credit card offerings to suit nearly every credit score, including secured cards for those that want to boost their credit score or establish a positive credit history for the first time. Rewards credit cards, however, typically necessitate applicants to have a higher credit score, so those planning on applying for a hotel card should ensure their score is at least in the mid-to-high 600’s.

What to Know Before Applying for a First Bankcard Credit Card 

First Bankcard, like other card issuers such as Chase, has unofficial rules regarding hard pulls and inquiries on an applicant’s credit report. While there is no hard-and-fast rule, having more than 6 hard inquiries with the past 12 months will likely result in an application requiring further investigation and information.

Other rules and tips to know before applying for a First Bankcard product:

  • Credit report inquiries are typically pulled from Experian
  • The presence of a bankruptcy (either Chapter 7 or Chapter 13) will not disqualify an applicant
  • Applying for multiple First Bankcard credit cards in one day may result in all hard pulls being merged into one single pull – though this isn’t always the case

What to Do if Your Application is Denied  

If your First Bankcard credit card application is denied, the best recourse of action is to call First Bankcard’s Reconsideration line.

  •  First Bankcard Reconsideration Line: 800-444-6220 (option 1)

Editorial Disclosure
— The opinions expressed on HotelCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, HotelCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.

Advertiser Disclosure: HotelCards is an independent credit card comparison platform. Many of the card offers that appear on this site are from companies from which HotelCards may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). HotelCards does not include all card companies or all card offers available in the marketplace.