Disney® Premier Visa® Card Review

Checking-In to the Disney® Premier Visa® Card from Chase 

The Disney® Premier Visa® Card from Chase will delight anyone who loves to visit the happiest place on earth. This co-branded rewards card was made for Mouseketeers and can earn unlimited Disney Rewards Dollars simply by making everyday purchases. Disney Rewards Dollars are redeemable for products and offerings at most Disney locations; flexible redemption gives cardholders a FastPass to free hotel stays, theme park tickets, Disney merch, and more. A special introductory bonus reward for spending $500 within the first 90 days of opening a Disney Premier Visa card account will put savings of $200 back into your pocket, in the form of a statement credit. Much like Peter Pan, saving money never gets old.

This card really shines when it comes to discounts and perks with Disney theme parks and resorts; it’s worth noting that Disney Rewards Dollars can be earned from any and all purchases – but can only be redeemed at participating Disney locations, towards Disney-related rewards, or towards a statement credit toward air travel. Fans of the House of Mouse who plan to use this card to fund their next Disney vacation will rejoice, as Disney Rewards Dollars can be redeemed towards Theme Park tickets, hotel stays, dinglehoppers and toys, and much more.

Disney has long been a vacation destination for families; there’s something about seeing the magic up close and in person, and sharing that experience with loved ones and friends, that remains timeless. Planning a vacation is easy with this Disney Visa card: It also includes a fantastic purchase APR promotion of 0% interest on select Disney vacation packages for 6 months from the date of purchase - making this card ideal for folks who will use their new card to purchase their dream Disney vacation.

How it Works

Earning Points:

Disney Rewards Dollars are redeemed for pretty much everything Disney – and now Star Wars, too:

Earn Points by Making Disney Purchases: Cardmembers earn 2% in Disney Rewards Dollars on card purchases made at most Disney locations with their Disney® Premier Visa® Card.
Earn Points with Gas, Groceries and Restaurants: Cardholders will also earn 2% in Disney Rewards Dollars on card purchases at grocery stores, gas stations, and restaurants.
Earn With Everything Else: Earn 1% in Disney Rewards Dollars per $1 spent on all other eligible purchases.

Redeeming Points:

Resort Stays: Take the family to a Disney resort – Walt Disney World and Disneyland resort stays can be purchased using rewards earned from using this card. 
Disney Parks: Disney Rewards Dollars can be used to purchase Disney theme park tickets, as well as on-site shopping and dining.
Disney Movies: Redeem your Disney Rewards Dollars towards tickets to see the latest Disney and Star Wars movies at participating theaters.
Disney Store: Visit your local Disney Store location, or head to shopDisney.com, to redeem your reward dollars for dinglehoppers, thingamabobs, snarfblatts, and lots of other great Disney-themed toys and merchandise.
Disney Cruise Line: For those who want a real adventure, Disney Rewards Dollars can be used toward Disney Cruise Line packages, as well as onboard activities and souvenirs.

Today’s Bonus Offer

New cardholders can earn a statement credit of $200 when they spend at least $500 with their new Disney Visa card within the first three months of opening their account.

Getting Under the Sheets with the Disney® Premier Visa® Card

Annual Fee:There is small annual fee associated with Chase’s Disney Premier Visa Card. While it’s higher than Chase’s other Disney co-branded offering, which does not have an annual fee, it’s worth noting that the perks that accompany the Premier Visa card – namely the opportunity to earn 2% in Disney Rewards Dollars from gas, grocery and restaurant purchases – can easily offset this cost.

Disney Perks:

Disney Vacation Financing:Cardholders who use their Disney® Visa card to purchase select Disney vacation packages at a Disney Vacation Club® Resort will enjoy a 0% promotional APR for the first six months following their purchase date, provided their account is not past due on the date the package is purchased.
Disney Cruise Line Savings: Enjoy a 10% discount each time you book a Castaway Cay Getaway Package, as well as savings on select onboard purchases like activities and souvenirs.
Shopping and Dining: Cardholders save 10% off select merchandise purchases of $50 or more at select locations and 10% off select dining locations on most days at the Disneyland® and Walt Disney World® Resorts.
Character Experiences: Disney Visa cardmembers will have access to exclusive photo opportunities with Disney and Star Wars characters, held in private locations at the resort you’re attending.
Disney Store Perks: Save 10% on select purchases at the Disney store and online, plus get access to exclusive Disney Visa cardmember events held at your local Disney store.

“Suite” Perks That Make the Disney® Premier Visa® Card Worthwhile:

Initial Bonus Offer: Spending $500 with your new Disney card within 3 months of opening your account is an easy threshold to meet, so qualifying for the introductory bonus of a $200 statement credit is as easy as wishing upon a star.
Rewards Dollars Equal $1: Every Rewards Dollar earned can be redeemed for the equivalent of $1 when redeeming towards eligible Disney goods and services.
Rewards can be Redeemed for Airfare: Disney Rewards Dollars can be applied as a statement credit toward airline travel; the airline tickets must be purchased using the Disney Premier Visa Card, and the Disney Rewards Dollars earned from the purchase can then be used to pay yourself back by redeeming them for a credit on your monthly statement; there are no block out dates.

“Reservations” About the Disney® Premier Visa® Card:

Must Get Redemption Card and Transfer Rewards Dollars: According to Disney’s terms, in order to redeem their Disney Rewards Dollars earned from spending with their Visa card, cardholders must obtain a Redemption Card and transfer their rewards from their Visa account to that Redemption card. Additionally, there may be limitations set by the card issuer regarding the number of rewards that can be transferred or stored on a Redemption Card. Once you’ve transferred your rewards, you cannot transfer them back to your account.
Not Many Hotel Redemption Options: Many hotel loyalty programs offer a variety of redemption options; points and rewards typically can be redeemed for free nights and merchandise and gift cards can be redeemed from multiple retailers. On the other hand, the rewards earned with the Disney Premier Visa can only be redeemed with Disney and its subsidiaries.
Rewards Expire After 5 Years: If you do not redeem your rewards within five years of earning them, they will expire. This means that if you plan to save them for a big vacation, you’ll need to keep an eye on a calendar to ensure that the first rewards you earn towards your Disney vacation do not expire before you’ve earned enough for your trip.
Annual Fee: While an annual fee of $49 won’t break the bank, there are card offers that offer many similar perks with no annual fee. In fact, the Disney® Visa® Card – the sister card to the Disney® Premier Visa® Card – is comparable and does not have an annual fee.
No Transfers: Rewards Dollars cannot be transferred to or from any other hotel loyalty programs.

Time to Check-Out

Disney’s Premier Visa® Card, issued by Chase Bank, may not catch the eye of any but the biggest fans of Disney since its rewards program is tied directly to Disney’s properties. Its annual price tag of $49 can be easily offset by cardholders who frequent the House of Mouse and who plan to use it to fund their dream Disney vacation with Disney Rewards Dollars. While this card earns 2% in Disney Rewards Dollars for every $1 spent at Disney and at gas stations, grocery stores and restaurants, potential applicants will need to consider that, when compared with the Disney® Visa® Card, the Premier Visa card may not be worth its annual fee. The good news: When redeeming their rewards, cardholders can apply the Disney Rewards Dollars they’ve accrued towards tickets to attend one of Disney’s many theme parks, towards a resort stay with Disney, or even towards a dream Disney cruise vacation. Overall, unless you’re a big fan of Disney (and are planning to visit a Disney theme park soon), you may find better value in a different co-branded credit card. Check out one of the many cards we’ve reviewed here at HotelCards.com and see which card is the right fit for your needs.

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